Blown Mortgage

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Wow, I think I might have just found my "Why I hate my industry" king of the year.  The following is an ad on YouTube for Kal Wayman, a mortgage originator from Atlanta Georgia.  Don’t let your kids watch - and it may not be suitable for all office environments.  Trust me - this is a 100% legitimate ad for a real mortgage company and originator.

If you’ve just watched the video and feel like you need a shower, join the club.  It just goes to show you that taste is not part of the licensing requirements.

At first I didn’t believe it. I looked up Kal Wayman’s web site at the end of the ad, sure enough www.gotkal.com is real.  Then, I looked up Kal Wayman’s company online and found them.  They are F1rst Discount Mortgage.  They are a real company and are licensed in several states including California.  I looked up their license listed on First Discount Mortgage’s licensing page with the California Department of Corporations.  The license listed is expired, but they did renew after a year gap in licensing and as of April have an active California Finance Lender license with a new number.

So Kal’s company is real; but I thought maybe someone spoofed him on the ad.  So I called the 800 number and got "This is Kal…" I hung up.  I had no interest in talking to Kal Wayman from First Discount Mortgage.

Why anyone would be compelled to do business with someone like this is beyond me, unless that business revolves around a first full of dollar bills and overpriced drinks.

So, at the midpoint of 2007 I am crowing Kal Wayman the King of the Why I hate my industry series for the remainder of 2007.  I reserve the right to change it if some other more misogynistic mortgage  professional douche bag comes along.

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