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Don’t get stranded with out these 3 tools when shopping for a mortgage:
3. Your state’s regulatory department(s)
The star for bankrate.com is that there are questions to the accuracy of the rates; and some reports of people offering too good to be true rates and programs to attract buyers. I believe that is all resolved now. In any event, you can still get a general ball-park idea of where you should be in terms of interest rate by visiting their site. Disclosure: My company does NOT advertise on bankrate.com.
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